I understand that your accountant doubles the amount of FICA withheld. That is how it’s normally done.
Thus you do not, in effect, pay that 2% either.
Oh, and you are NOT “saving” that other 2% not withheld from the employee. You are, rather, sending in 2% less than what was previously being withheld from the employee.
You ARE saving 2% in that your match is 2% less than it was.
Might seem like an extra 4% to you but the 2% you do not send into the gubmint did cost YOU in that it is part of their take-home pay.
As for Kabar, and he can read this if he wants, but he does use macro-economics that blind us with their brilliance and complexity. He said that the employee IS credited for ALL of the salary he/she made even though now taxed 2% less for it.
For now I believe Kabar as a)I’ve no idea as to the answer and b)Kabar is far more likely to know than I.
But Kabar also said that you WERE paying 6.2% of the match which, as you, RG, describe it, you are not.
Who we gonna believ- Kabar and his big flow charts or RG and his lying accountant?
YOu are strange at best. You can believe whomever you want.