[Ken H]

After all, the Federal Deposit Insurance Corp. insures our deposits up to $250,000. Why worry?

I hate to be the one to break this to you, but the FDIC's Deposit Insurance Fund -- aka the money used to cover bank failures -- has been all but drained.

So? Congress will make sure it's funded, or else trigger the mother of all bank runs.

[NVDave]

Funded with... what?

We’re rapidly approaching a point where the answer to that question becomes increasingly interesting.