“The fine goes up every year.”
The employers will dump their provided insurance and the individual will be forced into the insurance pools. The insurers will reap a short term bonanza and then be forced out of business as an inevitable single payer becomes necessary. The insurers think they can maneuver these waters. They can’t IMHO.
They’ll get while the gettin’s good,
then go bankrupt, leaving many greatly enriched,
and the rest of us devoid of any choice but a government plan.