My mortgage also went to BofA from Countrywide and now they want to foreclose. My first payments in May and June of 2009, they sent to JP Morgan Chase, even though I had the correct address for the payment and my account number was on my checks. Then they insisted my monthly payment was over $3000, when, in fact, it was less than half that. It took them from May of 2009 to August of 2011(despite countless phone calls and letters) to find out there was an escrow balance owing. I agreed to make my regular monthly payment plus an additional $500 and the rep agreed. They accepted my payment for that sum for August 2011 which, in my mind, indicated their positive acceptance of the deal. From Sept. to the present time, they have returned every payment to my bank. What fools—they would have had $5000 extra toward my escrow balance by now. I am at wit’s end and if anyone has any advice, it would certainly be appreciated.
No advice, but just praying you get it straightened out. Life is hard enough without that hanging over your head!