Looking at short term policies in Ohio. 12 month wait to cover pre-existing but its waived for children under 19. My insurance runs out next week so I am getting everything possible in for me and my family before that time. However, I can’t get my annual liver CT scan for tumors I have had for years. I am monitored for their growth as they are quite large but the procedure will be denied for that first year.
This is a State of California site, but the information applies nationwide, might be of interest.
http://www.dmhc.ca.gov/dmhc_consumer/hp/hp_hipaacp.aspx