I was surprised that as the economy was collapsing, the markets were rising. Then it hit me about a year ago: The markets are just reflecting the inflation of the dollar - the dollars being pumped into the system even as many prices collapse due to low demand. But the inflation will win in the end.
And it was then that I told my wife, never mind about moving it. Leave all your 401k in the market. So far I’m really glad I did...
I’m moderately aggressive and have been for a long time. Been doing rather well. Like I said earlier, I gained back everything I lost in the crash, made plenty more, and have more fund shares.
I feel really sorry for all the people who lost and then got out. NOT!!!
You don’t lose money until you sell.