I’m a buyer here waiting to see if my application is going to be denied for the 4th time based on several new gov’t and bank regulations hitting right now. I would never have believed that I’d be denied a loan with good credit, cash in hand for down payment, having owned a house before for 9 years, no late payments, no high credit card debt, same job for 13 years.
After two months of this full financial investigation of me, I’m about to pull the plug and say forget it. It’s getting to be more stress than it’s worth.
That must be driving you nuts! What (if any) reasons are they giving you for this?
Present yourself to the lender as an illegal alien with no verifiable income and a criminal record in your country of origen.
Make sure they know that you’ve contacted ACORN to register to vote (as many times as possible) and you’ll be approved post haste.
It might also help if you announced your plans to run a brothel/meth lab out of your residence.