I am doing just that. Self employed and just don't feel like working that hard. I even sold a piece of property and had a capital gains but not enough to have to pay federal income tax. Many business expenses and very little income, just don't feel like working anymore.
I am tired after working for almost 40 years and paying SS to find out I am going to receive about $600 a month at age 62.
You lose most of your earnings anyway. Is it really worth the additional effort?
People would be surprised to find out that both parents working actually cost them more than it would if only one member was working.
This is a dirty little secret no one in Washington wants to bring a parents attention to.