Why do I mention this? It's the same in savings. Many people have 401Ks, that wasn't counted in one of those bogus reports on this theme I've seen before....... and so it goes on and on, and on. The idea is that when someone debates any subject they will minimize all counter arguments and maximize their own. Ideally they will exclude counter themes all together. Likewise, when it comes to personal savings in America the goal by many in the media and those talking about this is to show the “low amount” that is saved. Why are personal saving so low in the US? Because only a fool puts their money in a bank where it accrues practically no interest. Because many invest in other areas not counted. If I take my money and invest it in a business, or property, does that count in their savings statistic? Nope, almost guarantee you that. Take me as an example. I have very little tied up in a bank, but I have money invested, and unlike the "dead capital" in a bank, my money is earning something. So what do a lot of those stories mean? About as much as the so called 45 million uninsured. But it makes for a great news story and political theme. IMHO
As to health insurance, I also believe the numbers are grossly overstated with respect to the uninsured. Further, I do not believe health insurance is a right. If you want it, buy it. Otherwise, shut up and least of all don't expect me to buy it for you. I did some work for a health care firm who that attached to the local hospital that supplied health care to the indigent in the city. At lunch time when I walked over to the cafeteria, I'd see these people outside smoking...with portable oxygen tanks and the tubes stuck into their throats. Sorry, but if you can't stop smoking to help your emphysema, you deserve the consequences and I shouldn't be wasting my tax dollars on you.
If you're super healthy and don't need it, don't buy it. If you're super unhealthy, not my problem and don't expect me to pay for it.