My son bought with a no money down, two loan deal, but he refinanced it two years ago. He had the equivalent of a good dp in his 401K, but didn’t use it.
Good - so it’s continuing to grow.
Zero down isn’t always bad. It depends on the scenario. If you HAVE money, but would rather not use it, go for it.
However, zero-down for a paycheck to paycheck type can be quite risky.