I'm neither Calvinist or Arminian. I'm Lutheran. The Lutheran confessions state that
1. Jesus died for the sins of every person.
2. God does not want anyone to be condemned.
3. Salvation is 100% God's doing -- not 99% God's doing and the remaining 1% our doing through our "choosing God."
4. People are condemned because they reject God, not because God "predestined" them to condemnation.
Calvinism and Arminianism seem reasonable, while Lutheranism is paradoxical. However, I believe Lutheranism is correct in speaking as the Bible speaks and remaining silent where the Bible remains silent.
Glad to see a Lutheran come into the threads.
If you put even 1% with man, then you are in the synergestic camp, a camp which Luther totally rejected.
As for your points, I would agree with them all with one slight modification.
I would say that salvation is 100% God's doing and 100% ours receiving.
All the work is His, thus it is all of Grace.
Faith not being a work (Rom.4:4-5)
I hope we hear more from you and other Lutherans.