I’m not Jewish either, but I would think that modern medicine has made the caveats in the Jewish tradition moot. If the mother’s life is in danger a doctor would do a caesarean delivery, not an abortion. The one point of view we never seem to hear is that of doctors. IIRC, the AMA has said flatly that late term abortion is NEVER necessary. So under what circumstances would they say any abortion is “necessary”?
Actually Jewish law authorities agree with your observations.
https://jewishprolifefoundation.org/rabbis
I ask the same question every time this subject comes up: if the child is viable outside the womb, what justification is there to KILL it? There are circumstances where the baby must be delivered to save the mother’s life- pre-eclampsia for one- but delivering the baby solves that problem. Why then do they insist you must kill that child? They use the “saving the life of the mother” excuse all the time but never answer that question.