In a nutshell?
0] Therefore, whoever would be saved should not trouble or harass himself with thoughts concerning the secret counsel of God, as to whether he also is elected and ordained to eternal life, with which miserable Satan usually attacks and annoys godly hearts. But they should hear Christ [and look upon Him as the Book of Life in which is written the eternal election], who is the Book of Life and of God’s eternal election of all of God’s children to eternal life: He testifies to all men without distinction that it is God’s will that all men should come to Him who labor and are heavy laden with sin, in order that He may give them rest and save them, Matt. 11:28.
If you Net Worth is high enough, you're predestined for heaven, if it's not, you're going to Hell.