There is no such thing as purgatory anyway. It's not found in Scripture.
And if we have to pay for our sins, everyone is damned because without the shedding of blood, there is no forgiveness of sins.
If we could pay for our sins, Christ died for nothing.
Since Christ died and we are FORGIVEN, we don't need to pay for our sins.
It's clear that Catholics do not understand in the least what forgiveness is all about. Forgiven means forgiven. Not held to our account any more.
Otherwise, it's wages due for worked performed and puts God in our debt. He owes us because of what we did and that isn't the way it is.
Not wages due.
But reparation performed. As an example, let’s say I offended someone by what I said, but I never said “Please forgive me.” while I was on earth.
That reparation is then part of my stay in Purgatory.