[FourtySeven]

IMHO, once you honestly ask for forgiveness through Christ, affirming your true belief in God, it’s received.

That’s all there is to it.

I believe that too, but with all due respect, that doesn't answer *how* you receive it. By what method is God's grace poured upon you?

[A.Hun]

that doesn't answer *how* you receive it

You're not really given His Grace until you meet Him at the Pearly Gate, so its not like he sends you a fax or something.