Au contraire, San Francisco is a major financial center, trailing only New York and Boston. Downtown is filled with hundreds of thousands of sober-minded, conservative people every day.
Then before it gets dark, we all go home, and the vermin emerge from the shadows.
LOL...I see vermin there 24/7.
Seriously, my wife REFUSES to go into SF because of the street people. If by chance we have to go in, she puts a death grip on my hand...