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EQUALIZING THE PLAYING FIELD ON TORT REFORM

Posted on 01/30/2003 10:53:05 AM PST by not a kook

For the past 25 years, we have heard the steady drumbeat of doctors and insurers for "tort reform", that panacea for all that ills our healthcare system. We are told again and again about skyrocketing malpractice insurance rates, and how the greedy plaintiffs pay the greedy lawyers 40% of the recovery in order to soak the poor pitiful doctors.

Before we go about killing the right of the people to have juries listen to and assess their real damages, and before we violate the ancient principle of separation of powers (all on behalf of profiteers in 2 industries), I'll posit the following:

1. Malpractice claims overwhelmingly involve only 2% of the doctors - the same doctors that the profession won't police.

2. A claimant can't even bring a claim unless a doctor has rendered an opinion that there was malpractice.

3 That lawyer on the contingency spends many thousands of dollars out of his own pocket before seeing dollar one - frequently, only after appeals have been exhausted. The defense lawyer, on the other hand, has been paid handsomely from moment one. And if the plaintiff loses, not only does the lawyer get paid nothing, he's much poorer out of pocket.

4. American courts don't award legal fees to the winner in negligence cases - so that plaintiff who wins nothing but compensatory damages loses a sizable amount out of pocket in the long run only to get partially reimbursed.

5. There aren't many Americans who would willingly take only $250,000 in pain and suffering damages to give up the use of their limbs, or their sexual organs, or their sight or their hearing.

Given that the medical and insurance industry have lots of folks in their pocket, and this bill will be signed, I'll suggest the following amendments:

1. Malpractice defense lawyers should be limited to legal fees of no more than $100 per hour, with no bill padding or reimbursement of travel or other litigation expenses.

2. There shall be a blue ribbon committee of medical malpractice victims (or if dead, their families) to assess the pay of doctors, their office personnel, hospital administrators and insurance company executives, in order to determine appropriate caps for each level of service, and no salary shall exceed $250,000 (including perks, golf outings, vehicles, club memberships, etc.).

3. Since insurance companies in such a desperate straight, oversight of corporate expenses in the areas of bonuses, parties, gifts to the arts, corporate retreats, company gyms, exercise plans may be necessary.

I think these moderate steps might go a long way toward actually lowering malpractice premiums (which is something new - because it hasn't happened to any huge extent in any state with caps).


TOPICS: Business/Economy; Constitution/Conservatism; Culture/Society; Government; Political Humor/Cartoons
KEYWORDS: doctors; insurers; lifestyles; tortreform
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1 posted on 01/30/2003 10:53:05 AM PST by not a kook
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To: Mamzelle; Larry Lucido; MattinNJ; Dog Gone; ContemptofCourt; Boatlawyer
I've noticed posts on these topics form you folks before.
2 posted on 01/30/2003 10:54:51 AM PST by not a kook
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To: not a kook
O.K. and don't forget point 4.Loser Pays
3 posted on 01/30/2003 10:55:47 AM PST by 45Auto
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To: not a kook
Well,I for one think Tort reform is needed. Also, include a bill where the loser pays all legal fees. Sure would eliminate frivilous law suits. Just imagine,(God forbid)we had government sponsored Healthcare. It would render suing for malpractice moot, wouldn't it?
4 posted on 01/30/2003 10:56:51 AM PST by americanbychoice
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To: 45Auto
Good point - I almost missed that one. So now, the insurer will be out the plaintiff's legal fees when the plaintiff beats the last offer.
5 posted on 01/30/2003 10:57:13 AM PST by not a kook
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To: americanbychoice
You realize, of course, that if the loser paid the legal fees, the malpractice insurers would scream bloody murder. They don't really want that - it would mean that they might have to try and resolve matters early and responsibly, instead of justifying bloated salaries and jobs by turning every claim, no matter how meritorious, into a war.
6 posted on 01/30/2003 10:59:18 AM PST by not a kook
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To: not a kook
It sure sounds fair to me, The courts would not be as crowded anymore. With National Health care, there would be no need for malpractise insurance, at least not for Doctors.
7 posted on 01/30/2003 11:02:21 AM PST by americanbychoice
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To: not a kook
Permit me to respond to some of your claims.

1. Malpractice claims overwhelmingly involve only 2% of the doctors - the same doctors that the profession won't police.

That's quite the generalization. I'd like to see your supporting evidence for the claim. Many, if not most, "bad" doctors are disciplined by their licensing boards.

2. A claimant can't even bring a claim unless a doctor has rendered an opinion that there was malpractice.

Depends on the particular state's laws.

3 That lawyer on the contingency spends many thousands of dollars out of his own pocket before seeing dollar one - frequently, only after appeals have been exhausted. The defense lawyer, on the other hand, has been paid handsomely from moment one. And if the plaintiff loses, not only does the lawyer get paid nothing, he's much poorer out of pocket.

Plaintiffs' lawyers frequently charge their clients for expenses, above and beyond their contingency cut. They're paid pretty darned "handsomely," too.

4. American courts don't award legal fees to the winner in negligence cases - so that plaintiff who wins nothing but compensatory damages loses a sizable amount out of pocket in the long run only to get partially reimbursed.

Again, depends on the particular laws of the state.

5. There aren't many Americans who would willingly take only $250,000 in pain and suffering damages to give up the use of their limbs, or their sexual organs, or their sight or their hearing.

Oh, please. They're already being compensated for their actual loss. "Pain and suffering" is completely subjective and speculative.

FYI, I used to practice law with a personal injury firm, and I used to be a member of ATLA. The whole personal injury industry disgusts me, because I've seen how it really operates.

8 posted on 01/30/2003 11:09:10 AM PST by mountaineer
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To: not a kook
bump
9 posted on 01/30/2003 11:09:33 AM PST by Red Jones
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To: not a kook
Also, remeber, You can't cap Premiums without capping awards.
10 posted on 01/30/2003 11:12:23 AM PST by americanbychoice
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To: americanbychoice
bump for response later.
11 posted on 01/30/2003 11:24:15 AM PST by pdlglm
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To: not a kook
When lawyers stop demanding huge portions of the settlement for these "victims," then I might start thinking this really is about justice. Until then, I'll continue thinking it's about greed.
12 posted on 01/30/2003 11:24:50 AM PST by RAT Patrol
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To: not a kook
I could go on for hours about this subject. I am a lawyer and my father is a doctor. I refuse to take B.S cases and my father has been sued for absolute B.S. I get at least one call a week from a potential client that wants to sue somebody over absolutely nothing.

There are three main culprits.

1) Ambulance chasing lawyers who take B.S cases

2) Doctors who are butchers at best (2% sounds about right)

3) The Health Care Quality Improvement Act which was basically written by that communist weasel, Waxman. Basically, it empowers physicians to police their own through confidential peer review. Like any other liberal idea it sounds great in theory but is a disaster when put into practice. Theoritically, it allows a board of physicians to discuss problem cases internally and confidentially so that they can produce better results from their medical staff. If they uncover a pattern of bad results they rescind the physicians rivileges and report him to a federal data bank. The problem is however, that local doctors in rural america (the ol' boys club)use this to keep out new competition and to cover up for their buddies.

I would like to point out that the McDonalds coffee case is the exception and not the rule. Those cases tend to get sensationalized. Believe me, you have to pry money out of an insurance defense lawyers hands. I have never met a plaintiff who made so much money that they were glad they got hurt.

I hate to disagree with GW, but the solution is not in putting a cap on med mal cases. The real solution is to eliminate the government from the health field alltogether and let Adam Smith's invisible hand cure everything. Unfortunately, that won't happen.

13 posted on 01/30/2003 11:28:49 AM PST by MattinNJ
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To: not a kook
"Malpractice claims overwhelmingly involve only 2% of doctors"

Funny--how come 100% of them are getting whacked with the cost?
14 posted on 01/30/2003 11:37:39 AM PST by Glock22
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To: not a kook
I'm not sure what the best approach is to the problem, but something has to be done to control the costs of medical malpractice insurance. Medical costs are already soaring out of control, and the costs of these suits and awards are a component of that.

I'm open to suggestions, but Lawsuit Lotto is not a good thing when everybody is playing it.

15 posted on 01/30/2003 11:39:36 AM PST by Dog Gone
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To: RAT Patrol
When doctors stop demanding exhorbitant lifestyles from medicare and medicaid patients, and quit gougin health insurers, and medmal insuarance execs stop loiving high on the hog, then I'll stop thinking its about their greed.

Check.

16 posted on 01/30/2003 12:02:52 PM PST by Chancellor Palpatine
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To: MattinNJ
You've got the right answer.
17 posted on 01/30/2003 12:04:23 PM PST by Chancellor Palpatine
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To: Chancellor Palpatine
Fumblefingers - its "gouging", "insurance", and "living".....
18 posted on 01/30/2003 12:05:54 PM PST by Chancellor Palpatine
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To: Glock22
Because those bad ones are really lousy, but rather than forcing them out, the profession allows them to stay in.

In the minds of the practitioners of big medicine, its easier to foist the costs of the big mistakes onto the victims.

Or do you really believe that docs do what they do out of selflessness and altuism?

19 posted on 01/30/2003 12:09:43 PM PST by Chancellor Palpatine
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To: Chancellor Palpatine
LOL I did see that one coming. Good for you. Still, the greed is on both sides and the victim -- if they are really a victim of the doctor, hospital, or healthcare person -- quickly becomes a victim twice. Lawyers are not worried about justice; they want to know "what's in this for me?"
20 posted on 01/30/2003 12:13:00 PM PST by RAT Patrol
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