[CJ Wolf]

Ah the great 401k scam. Give me part of your paycheck and I'll give you ONE MILLION DOLLARS in 30 years. It's great I'll give you a tax break to do it! Come on now, nothing to lose here. You can manage it but not cash it in, unless you are ready to PAY to use your own money.

[cinFLA]

Ah the great 401k scam. Give me part of your paycheck and I'll give you ONE MILLION DOLLARS in 30 years. It's great I'll give you a tax break to do it! Come on now, nothing to lose here. You can manage it but not cash it in, unless you are ready to PAY to use your own money.

One cynical dude here.

[KayEyeDoubleDee]

uh, do you, like, know how 401K works?

[Phantom Lord]

Ah the great 401k scam. Give me part of your paycheck and I'll give you ONE MILLION DOLLARS in 30 years. It's great I'll give you a tax break to do it! Come on now, nothing to lose here. You can manage it but not cash it in, unless you are ready to PAY to use your own money.

I'll take my 401(k), you can stick with social security.

[SamAdams76]

Ah the great 401k scam. Give me part of your paycheck and I'll give you ONE MILLION DOLLARS in 30 years. It's great I'll give you a tax break to do it! Come on now, nothing to lose here. You can manage it but not cash it in, unless you are ready to PAY to use your own money.

Something tells me your company doesn't offer one and you are just jealous of the rest of us!

It certainly is possible to build up a fortune of a million dollars or more in a 401(k). There is no "scam" about it. You are simply using the principle of dollar cost averaging to build wealth gradually. A method of wealth creation as old as capitalism itself.