[TwelveOfTwenty]

That should have been, Over inflating car prices artificially has something to do with this. People paid far more for new cars than they were worth, and now they CAN'T sell or trade them without taking a huge loss.

[cgbg]

When I listen to the callers to Dave Ramsey it is stunning that is not wealthy or comfortable folks who spent ridiculous sums on new vehicles—it is blue collar workers who take out insane loans they cannot afford to buy “the truck of their dreams”.

Then they call Dave Ramsey after a year of being broke trying to survive while making the thousand a month vehicle payments.