[DesertRhino]

Is that choice permanent? Or after a few years can you drop an advantage and return to a supplemental plus Medicare?

[Leaning Right]

> Is that choice permanent? <

I’m afraid I don’t know the answer to that question. All I can say is that my Medicare supplement plan gave me a discount for signing up at 65. That discount would not have been available had I gone with them later.

There’s a guy on YouTube who explains this mess rather well. And he seems unbiased (although you never can be sure). It might be a good place to start. Check out the comments there, too.

https://youtu.be/Iv8Wzey-rII?si=dDpgalAkqzhvmAod

[Buffalo Bob]

Is that choice permanent? Or after a few years can you drop an advantage and return to a supplemental plus Medicare?

Your first year on Medicare has a built in grace period. Within that year you can switch back to traditional Medicare easily (from Medicare Advantage).

After that period is over, switching back to traditional Medicare can require underwriting and can be denied. I highly recommend you see the Boomer Benefits videos on YouTube:
https://www.youtube.com/@BoomerBenefits/videos

and contact BB directly to navigate this... 817 249-8600. They are great folks to work with and very honest!