I had a Chase credit card for use as a backup—never used.
When I logged onto my account and saw a $25 charge at a gas station in Los Angeles, while I live in the mid west I was bothered. Obviously, someone at Chase was doing it.
I got the card charge reversed and a new card.
Same here. Years ago had transferred a balance to a card and it sat on my desk unused. I later got a fraud alert because the account was being used for small purchases on the other side of the country. Total inside job.