This is illegal and a first year law student could sue these guys into a nice little settlement
My guess is, there is some kind of clause in some law that allows banks to hold funds “pending review of suspicious activity”. But it doesn’t seem like this is such a situation - they are just using satirical marketing to generate a customer base.
“This is illegal and a first year law student could sue these guys into a nice little settlement”
Sadly, what’s illegal on the books, and what’s illegal in today’s real life are two entirely different things. We’re in Bizzaro World now. Election fraud technically is illegal.