Was the vet?
The charge isn't that Bannon pocketed the money, it's that he arranged a way for money to be funneled to the disabled vet after giving his word that all of the funds would go to the wall.
An Architect ...but I think his wealth also came from speaking engagements and guest appearances, cover magazines etc.. Plus he had some sort of coffee business. Also his wife works.
At any rate they had money before this.