I only kept the amount invested that I can afford to loose. Rest is in safe investments two days before the first big drop. So far I have done good this year with no lost, up by 3% for the year.
I will keep my safe funds safe for my future retirement, and might up my weekly investment to a income /balance fund next year. I am not convince this is over yet.
Our portfolio is down 4% from the peak, probably break-even YTD. So I’m not unhappy.
Like you, I’m not convinced it is over. I’ve always been a Nervous Nellie with regard to investments, though.