[know.your.why]

Huh?? I’m confused. How does this work? A student uses their 401-k to pay off their loans? Has to be after they graduate and been working 10 years or so right?
And/or ask Ma n Pa to pay off their school loans for them? Whaa? If a kid spends 4-12 years on a degree that doesn’t get them a job good enough to pay off a low interest loan....awe hell I just dont get it.

[LambSlave]

Has to be after they graduate and been working 10 years or so right?

Yes, but surprisingly perhaps those over 30 are the ones holding most of the debt. See below (2017).

<30: $383B

30 to 39: $461B

40 to 49: $280B

50 to 59: $177B

>60: $85B