Posted on 10/09/2019 12:31:52 PM PDT by grumpygresh
It is estimated that 10,000 baby boomers enter Medicare every day. With Medicare six years from insolvency, seniors need the freedom to opt out of Medicare and into private coverage without losing their Social Security benefits.
(Excerpt) Read more at cchfreedom.org ...
How is that going to be affordable?
> How is that going to be affordable? <
I don’t understand it either. If you opt out of Medicare Part A, where does the money come from for you to buy alternative coverage?
And here’s another thing. The article implies that (previously) if you opted out of Medicare Part A, you would lose your social security benefits. That seems mighty odd. But these are federal programs. So I suppose anything is possible.
I assume Medicare payment from SS payment would cease
It all depends on whether you want to go outside the Medicare system and pay on your own. For some people, they have the means to do just that and they value personalized, private non-government regulated care. I think others are fearful that the new national patient government ID will enable more government surveillance over their personal medical records.
If you want to stay in the Medicare system, there is no change.
It’s about freedom to choose your healthcare without losing your SS benefits that you paid into. This isn’t a government hand-out.
If you want affordability, you need to get rid of these government healthcare systems in which people pay a relatively low percentage of the overall cost out of pocket.
If people has to pay for more of their healthcare expenses directly you would have more price transparency and competition based on price and quality. The problems is that there would be enormous upheaval in the transition to such a system.
Don’t kid yourself. They NEVER make changes to help us.
The down side of this will become evident soon enough.
I may be wrong, but honestly, this is the rule of thumb on issues like this. It seldom fails...
Under PDJT, the SS fund is not being robbed! All previous admins stole the money paid in and used it like a slush fund.
Seniors already pay for Part B each month. Most people don’t understand that seniors already pay for secondary insurance. It’s taken out of their SS check.
The only thing Medicare pays for is 80% of the hospital stay bill. Doctors etc. are extra. Tests are extra, and there is still a co-pay. Don’t quote me on this, but I think the secondary is $134 per month. The rate keeps going up.
Seniors got a pay raise, but the increase in the secondary took that raise away.
In addition, the another backup needed, like AARP, costs even more. It isn’t a free ride by any means. It is helpful, but some can’t pay that 20% on extended stay, nor the co-pays associated with surgery and treatment.
I have not been billed the 20% and I have been hospitalized twice.
Well that’s interesting. Were you there since PDJT helped upgrade Medicare or are you on Medicaid? I know that they pay the whole bill.
Well, this is not a big move and wouldn’t effect many. Mostly it’s the well to do and or healthy Medicare aged people that want to keep their SS benefits without being forced to go on Medicare. Right now, if you opt out of Medicare, you forfeit SS benefits.
So, one could use their HSA if they have enough money in it for coverage. They could buy private insurance if healthy enough or a health sharing plan.
Medicare is going to become increasingly more rationed as the program is financially squeezed. There is also more government control over information which will result in administrative manipulation of care and individual behavior.
Seniors already pay for Part B each month. Most people don’t understand that seniors already pay for secondary insurance. It’s taken out of their SS check.
++++++++++++++++++++++
You only understand a small piece of the reality. Medicare beneficiaries pay a small portion of the cost of coverage. I think what they are actually charged is in the neighborhood of 25%.
IOW - they get a huge gov’t subsidy.
>>>>>>>>>>>>>>>>>>>>>>>>>>
So do a little more research
It is true currently if you opt out you lose SS
Dick Armey worked on this for years.
In addition, the another backup needed, like AARP, costs even more. It isn’t a free ride by any means. It is helpful, but some can’t pay that 20% on extended stay, nor the co-pays associated with surgery and treatment.
are you talking about the advantage plans?
I read somewhere that they would allow those who had medical benefits with the companies when they retire to keep the insurance instead of being forced to take part A as the primary.
That would be great, if the company allows this.
Well I guess depending on the companies unions etc.Check it out on White House.gov
Honestly, I think they’ll simply up some of the payment levels an make it solvent longer into the future.
Wish they’d start privatizing it.
I’m afraid that only an implosion would result in de facto privatization.
Then you’ll be able to pay for services with vodka or rabbits.
Yes, I pretty much agree.
It’s my take the federal government would put the kabosh on a state’s attempt to take over a large business like this.
Now watch someone remind me where it’s already been done.
What they are doing is making it cheaper for the wealthier, who ignore Medicare, to stop paying and taking money from the pool that serves the rest of us - gonna bankrupt it quicker.
Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.