They have a story but, the one that makes them self determined, independent and able to stand on their own two feet....
I personally know people like this and they program themselves into poverty everyday
Agreed. There are a great many people that put themselves into poverty due to drugs, alcohol or mental disability. But there are also those who happen to become unemployed and destitute deapite their best efforts otherwise.
My point is we should not paint them all with the same broad brush.