Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Sanders releases plan to eliminate $81B in medical debt: 4 things to know
Becker's Hospital Review ^ | September 23, 2019 | Ayla Ellison

Posted on 09/23/2019 10:37:05 AM PDT by buckalfa

Democratic presidential candidate Sen. Bernie Sanders has released a plan to eliminate $81 billion in past-due medical debt and use bankruptcy courts to process other existing and future medical debt.

Four things to know:

1. The plan calls for the federal government to negotiate and pay off past-due medical bills in collections that have been reported to credit agencies.

2. The campaign chose $81 billion based on a 2018 Health Affairs study. Researchers found one in six Americans have past-due medical bills on their credit report totaling $81 billion. Fifty-three percent of those bills amount to less than $600 each.

3. The Vermont senator's plan also calls for the end of "abusive and harassing debt collection practices" and instructs the IRS to review the billing and collection practices of nonprofit hospitals to ensure they meet the charitable care standards for tax-exempt status.

4. Mr. Sanders also wants to reform the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 to use the existing bankruptcy court system to provide relief for those with medical debt. His plan would also remove and exclude medical debt from existing credit reports.


TOPICS: Business/Economy; Culture/Society; Government; News/Current Events
KEYWORDS: 2020demprimary; feelthebern; medicaldebt; sanders; taxandspend
I wonder if I will be able to get a refund on the $70K in medical bills I have paid over the last 6 years? (sarcasm)
1 posted on 09/23/2019 10:37:05 AM PDT by buckalfa
[ Post Reply | Private Reply | View Replies]

To: buckalfa

Let me get this straight, we are going to use the federal coffers to enrich BILL COLLECTORS???


2 posted on 09/23/2019 10:45:38 AM PDT by LRoggy (Peter's Son's Business)
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

Does it include dental? (a friend wants to know. )


3 posted on 09/23/2019 10:47:48 AM PDT by Raycpa
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

Gotta say, I think he has a point on #3.

I’m getting sort of sick and tired of UMPC acting like a nonprofit charity at tax time and like a hard-driving Fortune 500 corporation at all others.

You can’t have it both ways.


4 posted on 09/23/2019 10:49:03 AM PDT by Buckeye McFrog (Patrick Henry would have been an anti-vaxxer.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

Perhaps the EMTALA should be replaced by draws on a patient’s/parents’ Social Security accounts at the Medicare rate.

The caregiver would get paid at the Medicare rate, upon their request and not otherwise, and the patient or the parents would lose the corresponding amount of Social Security benefits upfront if not currently drawing, or over ten years if drawing SS benefits.

We need to check the ever expanding gravy train of “free” stuff and services.

And I don’t want any government to negotiate drug prices or public employee health benefits. Find a fair underlying basis of payment and that’s the amount. We need to be a nation of laws.


5 posted on 09/23/2019 11:01:12 AM PDT by Brian Griffin
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

“The plan calls for the federal government to negotiate and pay off past-due medical bills in collections that have been reported to credit agencies. “

Oh....so the Feds have money of their own?


6 posted on 09/23/2019 11:02:43 AM PDT by VanDeKoik ( In heap big peace pipe)
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

“His plan would also remove and exclude medical debt from existing credit reports.”

One could argue the credit reporting companies are protected by Amendment I at the federal law level.


7 posted on 09/23/2019 11:03:23 AM PDT by Brian Griffin
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

The governments needs to stop giving special privileges to the educational and medical communities.

Medical and educational services are worth what people can and will pay for them, and no more.

Prescription drugs are worth what people can and will pay for them, and no more.


8 posted on 09/23/2019 11:11:24 AM PDT by Brian Griffin
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

It costs something like $750 to file bankruptcy.

Pay the medical bills or pay $750.

At $15/hour, that $750 is about two weeks pay after deductions.

Do federal courts take installments on that $750?


9 posted on 09/23/2019 11:15:46 AM PDT by Brian Griffin
[ Post Reply | Private Reply | To 1 | View Replies]

To: Brian Griffin

This is already done at the state level.
I lived in Michigan and state law there barred medical service providers from turning you over to collections.


10 posted on 09/23/2019 11:15:55 AM PDT by Buckeye McFrog (Patrick Henry would have been an anti-vaxxer.)
[ Post Reply | Private Reply | To 7 | View Replies]

To: Brian Griffin
The governments needs to stop giving special privileges to the educational and medical communities.

"Eds and Meds". Since we've chosen to voluntarily destroy our manufacturing base it's where virtually all the jobs are. They will continue to demand special privileges, and they'll get them.


11 posted on 09/23/2019 11:17:21 AM PDT by Buckeye McFrog (Patrick Henry would have been an anti-vaxxer.)
[ Post Reply | Private Reply | To 8 | View Replies]

To: Brian Griffin

Pass Tort Reform and you’ll see prices plummet.If you want to know why drugs cost so much, look at all the suits against the manufacturers.


12 posted on 09/23/2019 11:21:19 AM PDT by AppyPappy (How many fingers am I holding up, Winston?)
[ Post Reply | Private Reply | To 8 | View Replies]

To: buckalfa

I’m from the Government, and I’m here to eliminate your debt.


13 posted on 09/23/2019 11:33:26 AM PDT by KobraKai
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

Sanders will raise my taxes to pay off any outstanding medical bills. Why doesn’t he just leave me to worry about how I pay my bills?


14 posted on 09/23/2019 11:49:48 AM PDT by EQAndyBuzz (When you think about what the left is doing to America, think no further than Cloward-Piven)
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

Sanders and his fellow Leftists sure have deep pockets.

I should know. Their in my clothing.


15 posted on 09/23/2019 12:12:08 PM PDT by DoughtyOne (This space for rent.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: buckalfa

I never got my promised obamy phone or free housing. I’m looking for my reimbursement check for pay for college. I’ll be looking for my reimbursement for $$$$$ on medical expenses which is probably in the box with that phone.


16 posted on 09/23/2019 1:01:45 PM PDT by bgill
[ Post Reply | Private Reply | To 1 | View Replies]

To: Buckeye McFrog

UPMC sent their bills to a bad address. I called them after they sent me to collections. They gladly took my new address but refused to send it new billing. They said “
can’t” and I just have to take their word for it or they’ll sue me.

The sent me to collections and I disputed the debt explaining that I never received a bill for it and until I receive a bill I’m not paying anything and BEGGED them to sue me. The entire debt is invalid u til they can provide proof that the debt exists.

The debt has disappeared from my credit reports.

So that’s how you can stick it to UPMC (medical system in Pittsburgh, PA.). They’re so lazy they’d rather pass on collections than send out a bill that I asked them for!!


17 posted on 09/23/2019 1:04:56 PM PDT by VideoPaul
[ Post Reply | Private Reply | To 4 | View Replies]

To: LRoggy

The government doesn’t pay for anything. American citizens do!


18 posted on 09/23/2019 2:50:16 PM PDT by Pining_4_TX ("Every election is a sort of advance auction sale of stolen goods." ~ H.L. Mencken)
[ Post Reply | Private Reply | To 2 | View Replies]

To: Brian Griffin
Perhaps the EMTALA should be replaced by draws on a patient’s/parents’ Social Security accounts at the Medicare rate.

The caregiver would get paid at the Medicare rate, upon their request and not otherwise, and the patient or the parents would lose the corresponding amount of Social Security benefits upfront if not currently drawing, or over ten years if drawing SS benefits.


Not a bad idea, especially since there's lots of people that simple come in and have no hope of ever paying, so they don't even try. If you talk to the hospital, many of them are happy to get a partial payment, on a payment plan. If they take a 50% cut on the bill, that's better than nothing.

And it's very affordable for them. I'm on Tricare Reserve Select, and any operation or billing instance has certain rates that are set. So the hospital will send a $40M bill. Tricare allowable is only $8M, and Tricare pays $7500 of that. Which leaves us with a $500 bill. Obviously, profit is still made on that, which leaves a HUGE amount of overcharge to cover non-payers. Maybe if prices came down, insurance would be cheaper, and more people could afford to pay their medical bills. Get rid of Obamacare's bullshit and allow catastrophic plans. Make it more like auto insurance - doesn't cover oil changes or regular maintenance, just the big issues. Let people have plans where they can pick and choose what they want covered - men don't need to have their uteri covered!
19 posted on 09/24/2019 12:01:55 PM PDT by Svartalfiar
[ Post Reply | Private Reply | To 5 | View Replies]

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson