“If you carry, carry this, or an equivalent as well.”
I know someone who read the fine print - I think you have to be charged first to get their help...so if you are being investigated while they debate charges, you better have another lawyer for that.
Suggest you never make a life decision based on third party unverified info.
In almost every case in a self defense situation where you have discharged a fire arm, or used any weapon for that matter, you will be charged. That charge may be dropped or some prosecutors may try to press the charge even though it was self defense. In either case, for me, I never will have any conscious or unconscious hesitation about protecting myself or family or innocent person for fear of the half million or more dollar defense that would otherwise ruin a person financially just because I choose to be judged by 12 rather than carried by six. Of course you are free to choose differently. Just my unsolicited advice that I would give to anyone I cared about.