I’ll chime in here having lived in the bay area on and off for 30 years
First of all if you’re going to live in the bay area why would you want to live in the fog?
Furthermore if you’re going to pay all that money why would you live somewhere where there’s no parking?
The best place to live in the bay area are one Marin county where I live and to the far east bay Walnut Creek down to Pleasanton
Okay. I prefer the Peninsula, where I live. First of all, the fog is limited south of SF to Daly City, or the coast of Pacifica. Other parts of the Peninsula are fog-free. The fog is natural air-conditioning, so if one wants to cool down during 80s to 90s temps then you drive fifteen minutes north towards SF where it is in the 60s.
There's plenty of parking in the Peninsula towns.
And it is a headache to travel south from Marin county to SF (GG Bridge completely congested most times), whereas on the Peninsula there are lots of driving paths north and south. Takes minutes to drive north into SF, to the ocean beaches, to the bayshore, San Jose, Half Moon Bay, and not much longer to Monterey and Santa Cruz.
Best place to live in the Bay Area is down the SF Peninsula, outside of SF. Away from the congestion and crime of SF, but near enough to visit the good things about the city without concern of getting stuck crossing bridges.