Posted on 09/06/2018 3:53:25 AM PDT by DoodleDawg
The Affordable Care Act may soon find itself in legal jeopardy yet again, if the tea leaves from a federal judge's hearing in Texas yesterday are any indication.
The big picture: Most on-the-ground accounts of the hearing say Judge Reed O'Connor seemed open to red states' latest challenge to the health care law, raising the prospect that what was once seen as a long-shot lawsuit could be a more serious threat than many experts had anticipated.
The details: O'Connor's questioning yesterday seemed to suggest that he "may seek to roll back at least some of the consumer protections at the core of the law," the L.A. Times' Noam Levey reports from Fort Worth.
(Excerpt) Read more at axios.com ...
Americans love the Affordable Care Act.
It’s Obamacare they hate.
Very true.
HUAC - Hussein’s Un-Affordable Care
And they don’t like paying for it, as you always say!
1. Insurers should have the right to deny coverage for pre-existing conditions.
2. A "pre-existing condition" would be defined as such only if the person getting the coverage was previously uninsured. If you have a chronic medical condition and you are currently insured, then your coverage would continue even if you changed jobs, changed medical plans, etc. Insurance law already has plenty of provisions that cover situations where coverage for insured events is shared between multiple carriers, and there's no reason that couldn't apply here.
It’s this simple: if you have pre-existing conditions, you get charged more.
Yes, but you’d have to be charged so much for your coverage that you’d be better off being uninsured and paying cash for your treatment.
Not necessarily. Around here you can’t get a cash price for anyrhing, even with a specific code, without first going through a financial review by the provider, then what folks are charged for the same test/procedure will vary by income.
That nicely illustrates in microcosm how screwed up healthcare system billing and payments have become.
I don’t know where “around here” is, but I’ve come across plenty of stories in my area from people who negotiate directly with doctors and hospitals for medical procedures.
BKMK HEALTH INSURANCE
What kind of procedures?
Yup! The ACA is simply liability insurance since the deductible is so high. Friend had 5 kids. 16K deductible before coverage kicked in.
Seems like mostly orthopedic surgeries, from what I can tell. Those are ideal for negotiating, since they are usually not life-threatening and the patient can take his or her time doing the research.
Oh, yeah, you mean it’s affordable? Yup, look right there it says “Affordable”.
Then I’m all for it!
/s
I see this problem no differently than how vehicle insurance is calculated.
Be a high risk driver, proven by your driving behavior, and you will pay more for insurance.
I just got the latest instructions on coding and billing for office visits, based on the latest Medicare “rules” (which are constantly changing).
People here would literally not believe these documents were real if I posted them and anybody read them.
Well, by definition it is, cause Ebola said I was gonna save $2,500 a year (and if he likes my insurance plan, I can keep it), so if that didn't happen, it's only cause I'm a waycissss.
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