Yeah, maybe I should bow out.
I was never good at understanding all the stuff those MBAs at my company were doing. Like when they made decisions that allowed me to retire 20 years ago with excelent health benefits at 54, about a year after they all lost their jobs due to those, and other, decisions.
That kinda stuff was waaaaay over my head.
Maybe so on the bowing out portion. I left at 53 with full med and den and had the rug pulled from under me and they gave me the HSA.
Found out thats better than the avg slob.
I said thank you but had always planned on getting screwed and was ready for it.
Next the HSA is history so stand bye.