For the parents to get off the hook they will have to file a police/credit card fraud complaint which then puts the credit card company on the hook for the funds and the kid on the hook for the crime.
Hard choice for the parents, to throw your kid to the wolves to save the money. I’m not sure, as a minor, how long she would be subject to criminal and financial responsibility but, if I could hope to keep my kid above water, I would try.
Drowning people often drag down their rescuers.
I would totally do this to my daughter. If she was this bad she needs such a hash but fair lesson.
This is the situation we had with a 15 yo girl who lived with us, around $10,000 on the cc tab. Charged as identity theft. Only notably bad thing she ever did but boy what a doozy.
I’m not familiar with Canadian laws, but in most states there is a ceiling on the amount of liability parents are held to for the criminal actions of their children (usually around $2,500 to $5,000).
However, were it my kid, I’d file a criminal complaint for credit card fraud and give the report to the credit card company and advise them to look into the property owner for failing to properly vet an agreement made with a minor (void at law). Then I’d let my kid take her lumps in juvenile court assured that the record will be expunged once she turns 18 and (hopefully) has learned a very painful lesson.