Here is something else to ponder, if an autonomous car gets into an accident, who is liable? Is it the owner of the car, the manufacturer of the car or the software programmer who’s code had a bug or design flaw? Who’s insurance company pays?
In this modern world where liability is already split by the insurance companies that’s one that just doesn’t matter. You gotta work really hard for the insurance companies to decide you’re 100% liable and therefore your company will pay everything. And even then you’ll probably find the companies did an 80-20 split just to maintain positive relations (they have a vested interest in getting along with each other).