Universal Credit is 'putting people in poverty', charities warn (UK)

Sky News ^ | September 29, 2017 | by Joe Tidy

[Kickass Conservative]

As my Mother always said, you take care of People who CAN’T help themselves, not People who WON’T help themselves.

[workerbee]

recovering alcoholic Steven, told me he is worried about being responsible for paying his rent out of the lump sum. ...."I think it's totally wrong [to pay benefits monthly] because you're giving people like me who are vulnerable and alcoholic money in their hand in one lump sum where they're just going to blow it all."

LISTEN TO HIM. When even the beneficiaries "get it", you know there's a problem.

[Steely Tom]

Which is why they kicked Churchill to the curb at the end of WWII.

Emma Peel was the start of something big.

[cgbg]

Skip the middle man—just give them all the heroin they want—along with a voucher for a casket and cemetery plot!

[apillar]

What is being mentioned in this story is sort of an offshoot of the “universal basic income” that is currently the new buzzword of all the Social Justice Warrior. Basically instead of food stamps (or the UK equivalent), welfare, low income housing, etc. The government is just handing the recipients one large lump some cash payment every month, with the assumption they will use it for necessities like rent and food. Of course what they are finding is that many low income people aren’t very good with money and tend to make poor choices (which anybody with an IQ over 50 could have told them) and are just blowing the cash payment on booze, drugs, gambling or whatever as soon as they get it, then begging the government for more help because they can’t eat and are homeless.

[dfwgator]

Dave Chappelle nailed it....

http://www.dailymotion.com/video/x2pveof

[trebb]

Giving credit to those who can't afford it or manage their finances will just help them stay in poverty - it doesn't put them there.

Nothing pisses me off like the commercials about how there are ways to not pay your bills and touting it as "What the credit card companies don't want you to know". Goes hand-in-hand with claims like "get the credit you deserve" or "Buy the car/home you deserve".

Those of us who do manage our finances end up paying for all this crap the leeches "deserve".

[socalgop]

If other people are defaulting on their credit, it would raise the cost for you to get credit - i.e. your interest rate. The way not to get injured by that is to not buy anything on unsecured consumer credit, so pay off your credit cards each month.

[Incorrigible]

Bump

[trebb]

Yep - I use my credit card (singular) for most monthly expenses and pay it off monthly. Haven't paid a partial payment/interest since I got back on my feet 6 months after divorcing the first "wife" 28 years ago.

Paid off the house early too by tripling up on principle payments early on to save the bigger interest chunks. Retired and not wealthy but we won't ever have to eat Alpo....

[Trillian]

He said: "I think it's totally wrong [to pay benefits monthly] because you're giving people like me who are vulnerable and alcoholic money in their hand in one lump sum where they're just going to blow it all."

Don't give them any welfare money or benefits at all. Problem solved.

[Nifster]

Don’t waste the land. Cremate them and scatter at sea