From your link....
MacArthur Amendment to the American Health Care Act - 4/13/17
Insurance Market Provisions
The MacArthur Amendment would:
• Reinstate Essential Health Benefits as the federal standard
• Maintain the following provisions of the AHCA:
o Prohibition on denying coverage due to preexisting medical conditions o Prohibitionondiscriminationbasedongender
o Guaranteed issue of coverage to all applicants
o Guaranteed renewability of coverage
o Coverage of dependents on parents’ plan up to age 26 o Community Rating Rules, except for limited waivers
Limited Waiver Option
The amendment would create an option for states to obtain Limited Waivers from certain federal standards, in the interest of lowering premium costs and expanding the number of insured persons. States could seek Limited Waivers for:
• Essential Health Benefits
• Community rating rules, except for the following categories, which are not waivable:
o Gender
o Age (except for reductions of the 5:1 age ratio previously established)
o Health Status (unless the state has established a high risk pool or is participating in a federal high risk pool)
Limited Waiver Requirements
States must attest that the purpose of their requested waiver is to reduce premium costs, increase the number of persons with healthcare coverage, or advance another benefit to the public interest in the state, including the guarantee of coverage for persons with pre-existing medical conditions. The Secretary shall approve applications within 90 days of determining that an application is complete.
The whole “pre-existing condition” thing is what kills pretty much everything except “repeal”.
The FedGov was never intended to wedge itself in between customers and insurance providers. It’s job is to preserve an environment where Americans can do business with each other in a way that is beneficial to BOTH parties without the risk of being ripped off or otherwise taken advantage of.
So, they can start with two things:
1. intestate insurance sales.
2. Tort reform.
It is patently unfair to require insurance companies to take on high risk (aka pre-existing condition) patients without charging accordingly. If you wreck your car and try to buy car insurance to pay for the damage, expect the premium to be rather high. You should have bought insurance BEFORE the accident.
I say that as a 63 year old that has no health insurance.
• Reinstate Essential Health Benefits as the federal standard
• Maintain the following provisions of the AHCA:
o Prohibition on denying coverage due to preexisting medical conditions o Prohibitionondiscriminationbasedongender
o Guaranteed issue of coverage to all applicants
o Guaranteed renewability of coverage
o Coverage of dependents on parents’ plan up to age 26 o Community Rating Rules, except for limited waivers
Does it remove the Neediest VETERANS being force marched to the VAcgulag while givin non citizens premier care and choices? What a bunch of Veteran Haters in the GOPe and their king trump. Getting rid of veterans, if you support this bill, that will be your legacy.