[freeandfreezing]

A better plan would be for the taxpayers to guarantee a re-insurance pool that every insurance company could use to spread their risk around. For example, all insurers could contribute to the pool, and then they could tap the pool for cases where their exposure crossed a certain threshold.

Such a pool would allow risk sharing and enable more small scale insurers and health care organizations to enter the market, thereby increasing competition and reducing prices. Since the pool would have to re-set its reinsurance rates based on claims the insurance companies using the pool would still have a reason to manage costs and claims.

Finally, the taxpayers could subsidize the pool, since at some point we're going to end up paying anyway as very sick people exhaust their financial resources.

[libertylover]

Let rich liberals fund a high-risk pool without the involvement of the Federal Government.

Heck, they probably spent that much trying to get Mrs. Bill Clinton elected.

[ballplayer]

Then it’s welfare not insurance

[Pining_4_TX]

Why couldn’t it be this simple? Let everyone buy whatever insurance coverage they want or need - no mandated coverage. For those left in dire straits by the repeal of Obamacare, use the money saved from that disaster to help them out as needed.

After a very short time of allowing the free market to work its magic, insurance costs would decrease dramatically.

Also, we need tort reform. d

If doctors were not so burdened by government and insurance company regulations and paper work, and not destroyed financially by high malpractice premiums, many of them would return to offering free care to those who could not afford to pay.

I’ve often thought that Indians should let doctors set up clinics on their reservations, and allow them to practice medicine as they see fit, without government and insurance getting in the way. It would be a boon for everyone.

[Kickass Conservative]

Assigned Risk, same as the Car Insurance Pool.

[arthurus]

Just repeal and then repeal all the other government interventions in Medicine and Insurance. Don’t replace any of it with anything. I have Medicare. Shut Medicare down. Do it gradually and deliberately or just bang shut it down. No gradually for Medicaid. Shut it down. If the states want their socialized medicine, let them have at it. But the Federal government has no warrant in the founding Document that defines what the government may do and may not do.