My son’s policy went from $133 to $467 and has such high deductibles that we end up paying for any health care that he actually receives. This policy has never paid for any medical care. It is hard to justify paying nearly $500 a month, literally for nothing.
It’s wealth transfer, just like progressive income tax.
If he had used it it would have been a lot more. The deductible is the killer.
I have a cousin who is subsidized. Her premiums started out at like $2 per month and now are just over $100. She’s never used it. Not once. The deductibles are too high. She goes to the free clinic.