This article raises a question. It says you don’t have to take a distribution even after the age of 70.5 if you aren’t “retired”.
I collect Social Security, but also have Schedule C income from actively managed rental real estate and playing music.
So, it sounds to me like I’m not retired and don’t have to take a RMD at age 70.5.
Another question for my accountant.
Short answer..Yes you have to take mrd