[Lorianne]

This is true. If you are paying cash you can bargain with health care providers and even pharmacies.

Cut out the middle man.

[Mr. Douglas]

I’ve gotten too many stories from personal acquaintences and folks here on FR in private messages that save between 70-90% on the original price, often for treatments that were originally priced at upwards of $100k.

Insurance companies bring a LOT of extra costs to the table.

[Mr. Douglas]

If you are paying cash you can bargain with health care providers and even pharmacies.

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It’s not just cash. Credit cards work just as well. It’s just that they are dealing with a paying customer. They charge the insurance company $80,000 because, well, because they can. But you come in needing surgery and guess what? They can do it and still make a significant profit at a cost of $10k-$15k, and you’re out the door, all fixed up.