[willyd]

It won’t matter because you will have $0 in your bank account.

[blam]

"It won’t matter because you will have $0 in your bank account."

Boy howdy.

I've read that 40% of Americans making $40,000 - $100,000 a year can not come up with $400.00 cash for an emergency.

The numbers are a little different in the below article:

47 Percent Of Americans Cannot Even Come Up With $400 To Cover An Emergency Room Visit

" In fact, 51 percent of all American workers make less than $30,000 a year according to the Social Security Administration.