My cousin’s son was a repo man for some years. He had the most amazing truck. I rode with him on a scouting expedition once. We didn’t pick up anything but he confirmed a couple of locations and noted one vehicle that had been fortified, as he called it, and wrote down the accessory equipment he needed to bring when he came back to get it.
At least a repo vehicle is worth something. You can’t say the same about student loans and their mongolian basket weaving degree.