Of course, Dodd and Franks were two leading causes of the housing meltdown with their heavy handed leaning on mortgage banks to write mortgages for the unqualified and then the very unqualified in the name of “fairness”.
Then in 2010 in the Obama / Democrat euphoria in holding all three branches of government, including both houses of congress, they codified DODD - FRANKS. A recipe for disaster. But they really were just following the longstanding Federal Government motto:
“If it aun’t broke, we will fix it until it is”
What I get is that Dodd/Frank was passed in 2010 and it was supposed to fix what was broke w/ the housing crash of 2009 --and ended up making things worse. The real cause (imho) were 'equal' lending laws plus FannyMae nonsense....