I wonder how many of these people have cell phone bills of over $200/month and cable TV/internet bills of another $200/month. How often do they eat out, get their nails done, go to movies, etc.? How much are they spending on alcohol and tobacco products?
IMHO, far too many people are careless with their monthly budgeting due to a feeling of being entitled to so many services.
The fundamental issue is that almost everyone in the US has seen their wages decline in the last two decades while almost the entirety of the economic growth has accrued to the top 1%.
Ans: all of them. On the other hand, net worth for the middle class has declined dramatically. Ovomitcare is the massive welfare bite that will bust the middle class, as planned.