You're so right. So I'm assuming that if you need a CABG (cardiac catheterization and bypass graft, a rather common procedure for middle-aged people), you'll be able to afford to fork out $150000 for the diagnostics, procedure, inpatient admission, and follow-up care? Or half a million for cancer treatment? Because most of us can't, no matter if we have a health savings account or not.
I am assuming that if everyone paid for their own care instead having someone else pay for it it will get vastly cheaper. The vast majority of people will never need the procedures you just mentioned. Just because it’s edema S doesn’t mean women’s else should pay. If financially ruinous bills are a concern then insurance should be purchased. But insurances is not health care and again everyone should contract and buy their own.
There is no reason that paying fr your own health care should be any more complicated than procuring any other consumer good.
This I. The context f s there a better way to pay.