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Actually it is being done based on a doctors statement. However, most times it is a statement by a general practitioner or even a nurse practitioner and not a license psychiatrist. Even when it is a psychiatrist they rarely give a good reason for saying that the veteran cannot manage their finances and usually support their finding merely by stating the spouse handles the family finances, which alone is certainly not an adequate reason. I would advise every veteran who gets a proposal to find them incompetent, which is what actually being done, immediately request a personal hearing. I applaud the Senator for asking the question to Holder but the question should also be directed at the Secretary of the VA since it is the finding of incompetency to manage their VA benefits, which for some reason considered adequate under the Brady Bill to strip a veteran of a constitutional right. I will say that I know guy who works at the VA who does everything possible to keep from doing a finding of incompetency and if they have to do so it is very rare an unquestionably necessary, while at the same time there are others, probably most, who do it at the drop of a hat without any consideration of whether it is actually needed or how it affects a proud veteran to be told that they are incompetent and cannot even have a firearm, after having carrying one into battle. Again, it is sometimes necessary but I believe that it is rarely supportable and should not be done unless the veteran is clearly unable to manage their money; possibly are at risk of being taken advantage of; and they do not have a spouse or other trusted family member to help with their finances. I also do not think the Brady Bill should kick in. I am sure their are many who are not capable of managing their most but are experts in safely handling a firearm. No doubt there are many in the current administration who are happy to use this as an avenue to gun confiscation.