O.K. Have it your way.. then she should be pi$$ed at her bank..
My point is you usually "fight" against those that pulled the rug out from under you rather than fold up your tent and die.
In this case the Switzerland central bank unexpectedly removed a cap on its currency. WHY? Probably because they estimated what that would mean in additional interest profit.
That pesky word "unexpectedly" rears it's ugly head once again.
Or removing the rate cap to protect the interest based cash flow, especially before various national governments force the loans to be converted to the local currency.
Sorry.