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Limited Insurance Choices Frustrate Some Patients In California
Kaiser Health News ^ | January 15, 2015 | By Pauline Bartolone, Capital Public Radio

Posted on 01/16/2015 4:37:19 PM PST by Oldeconomybuyer

When Dennie Wright went to sign up for Affordable Care Act insurance last year, it wasn’t a hard decision. His insurance agent told him he had only one insurer – Anthem Blue Cross – that he could buy from on the exchange, Covered California.

Wright lives in a modest house overlooking a pasture in Indian Valley. It’s a tiny alpine community at the northern end of the Sierra Mountains, close to the border with Nevada. He lives in one of 250 zip codes where Blue Shield of California stopped selling individual insurance policies in 2014.

“That was new to us, you know, Covered California. Anthem Blue Cross was the insurance carrier. Then of course, three months later I have a heart attack,” says Wright.

More than once, he was flown across the state line to Reno for care. Wright and his wife, Kathy, now have piles of medical bills and insurance paperwork. Anthem Blue Cross covers emergencies when they happen out-of-state but not routine doctor care in another state.

In twenty-two counties in Northern California, there are zip codes where there is only one choice of insurer. There are areas around Monterey and Santa Cruz on California’s Central Coast that also have only one carrier.

Blue Shield of California said it had to stop selling individual plans in areas where it didn’t have a contracted hospital nearby. It said it offered doctors certain rates to keep the premiums low, but not enough doctors accepted those payment rates.

(Excerpt) Read more at kaiserhealthnews.org ...


TOPICS: Constitution/Conservatism; News/Current Events; Politics/Elections; US: California
KEYWORDS: failure; obamacare; rinocare; socialism

1 posted on 01/16/2015 4:37:19 PM PST by Oldeconomybuyer
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To: Oldeconomybuyer

“Some”. That’s commie liberal spin for 99.99999999%.


2 posted on 01/16/2015 4:41:21 PM PST by Up Yours Marxists
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To: Up Yours Marxists

Even Obamacare can make the National Health of the UK look good.


3 posted on 01/16/2015 4:49:10 PM PST by Organic Panic
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To: Oldeconomybuyer

Like the rural area of the Sierra where I live in California, it’s a relatively easy drive to doctors and hospitals in Carson City and Reno just across the state line in Nevada and hundreds of miles over high mountain passes (closed in Winter) to the nearest medical facilities in unfamiliar cities here in California.


4 posted on 01/16/2015 4:59:01 PM PST by Inyo-Mono (Just say to NO Rhinos in 2016.)
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To: Oldeconomybuyer

5 posted on 01/16/2015 5:22:58 PM PST by Jeff Chandler (Doctrine doesn't change. The trick is to find a way around it.)
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To: Oldeconomybuyer

Well years before bammycare there were restrictions to what insurance people to sign up for, my parents lived in Fallbrook,CA., kind of on the back side of Pendleton, and they would have loved to have Kaiser but it wasn’t available to them and they had to settle for some aarp affiliated crap. That being said the choices in Ca. have been greatly reduced with insurers bailing on the state.


6 posted on 01/16/2015 5:40:58 PM PST by Mastador1 (I'll take a bad dog over a good politician any day!)
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To: Oldeconomybuyer

I don’t have any sympathy at all for Californians who voted for Obama, for Boxer/Feinstein, or for any of California’s corrupt Democrat congresscritters. If they die of Obamacare, when they were merely hoping we would die of Obamacare, the poetic justice more than overrides any sympathy I would feel for any person who might suffer.

As for conservatives being killed by Obamacare, that bugs me. A lot. I voted GOP in 2014 to put a stop to that. I will not be happy if Congress doesn’t give solving that problem their best effort.


7 posted on 01/16/2015 5:54:52 PM PST by Pollster1 ("Shall not be infringed" is unambiguous.)
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To: Pollster1

Bookmark


8 posted on 01/16/2015 11:44:40 PM PST by publius911 (Formerly Publius6961)
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To: Oldeconomybuyer

Looks like they got “Grubered” real good.


9 posted on 01/17/2015 12:04:52 AM PST by VideoDoctor
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To: Oldeconomybuyer

Notice who is laughing the loudest in that picture? Mr Ed come to mind. Only, Mr Ed was smarter than the horse’s ass-in-chief.


10 posted on 01/17/2015 1:57:06 AM PST by SMM48
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To: Organic Panic

“Even Obamacare can make the National Health of the UK look good.”

In perhaps Obamacares defense the united Kingdom is a very small, previously developed and homogeneous place. All the islands could fit inside of Montana.

The united Kingdom has few if any logical problems on the scale we do, and their population being largely ethically & culturally homogeneous has an equally homogeneous set of medical predispositions.

Obamacare would probably work better in England than their National Health service, simply because the nature of the risk and cost structure are far simpler and easier to build and manage cost structure and systems which are easier to predict and understand due to smaller size and diversity.

That said what people in England are actually paying a lot more than their government admits for the national health service even as they are getting a lot less, and have no choice whatsoever.


11 posted on 01/17/2015 12:58:11 PM PST by Monorprise
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