I can’t answer the question in your Post #8; I just don’t know. Maybe someone else can clue us in.
PayNearMe is a bill-paying service for those, such as drug dealers, illegal aliens, and some FReepers, who use only cash instead of bank transfers or credit/debit cards.
Users can present a PayNearMe number and cash and have their bills paid electronically. It’s just an extension of services that many supermarkets and Wal-Mart have been doing for years. I don’t think the companies that do this are related to the Obamacare ads. However, the PayNearMe customers are the perfect target group for subsidized Obamacare.