Rats have been plotting for years to get their hands on the trillions in tax exempt retirement savings that people are accruing. Their logic - it's just not fair that some people are saving money for a comfortable retirement while others are not (whether or not those who are not saving could if they wanted is beside the point).
Obamacare is a devious way of divesting people of money they might otherwise save. Higher and higher premiums take money out of people's pockets so they have less and less to save.
Rats despise low gas prices. Cheap gas allows people to keep more of the money they earn and spend it as they will, rather than send huge chunks of it to federal and state gubmints in the form of gas taxes.
What you said is true, plus the more an individual has their own assets, the more they might think for themselves and act more conservatively. The destruction of the middle class is a necessary step for the fantasy revolution that is the Marxist dream.